Did you know that around 30% of people in Connecticut have an impaired credit rating? This is a result of payment defaults and bankruptcies so don’t panic and looking for a loan shark. If you have an impaired credit rating then getting a personal loan is only a short-term solution what you really need to be focusing on is restoring your credit report and getting that cleaned up again taking full control of your financial situation.
Establish some goals and objectives so you can accumulate wealth and have a comfortable lifestyle and retirement over the long-term future. so we’ll discuss those three steps in greater detail step one is to get a copy of your credit report the reason we recommend this is so you know what your credit report looks like and you know what adverse listings may be on there.
When they do come off this is important to know so that when you go borrowing money from the bank you can explain why these listings are on there if you have a good enough reason and if you intend to get money from the banks at some point in the short-term future you know when those credit listings are going to come off you can also purchase.
What Vida Advantage has a facility called credit alert by purchasing this you’ll be alerted or notified against any changes or issues or future listings that may creep up against your credit report and it’s very important to keep your credit report clean because all lenders and all banks are going to look at your credit report when it comes time to make an application again step 2 is to take full control of your financial situation what do I mean by full control.
Well, don’t be careless so to speak about your finances. What, where your money’s coming from, where it’s going, and what financial commitments you have make sure that if you borrow money from a lender no matter what household the amount of money is to make sure that you maintain regular and consistent loan repayments and by doing this you’ll establish trust with a lender and a good relationship with them and then when it comes time to borrowing money from the lender again they may even reduce their fees.
They would have established a good relationship with you so that’s very important and step three is just to establish some goals and objectives so you can accumulate wealth over the short medium long term future what you want to have is a step by step strategy and system in place so that you know what your outcome is going to be in the next three years five years and ten years and so on right up until retirement age nobody ever achieved anything without a goal and we highly recommend that you establish some goals and objectives so you can feather your nest so these are the three things we recommend you implement in order to get out of your financial situation put yourself back in the driver’s seat and take full control of what’s happening in your life financially.